October 5, 2022 - Are you pivoting with market changes?

Join us to learn how you can use unsecured lines of credit to help fund your real estate business.  

Real Estate Investor Funds

• GAP Funding

• Down Payment Funds

• Rehab Money

• Holding Costs

• Emergency Funds

• Working Capital

Eric Mauz and Nick DiFederico will share how MB Capital can take your business to the next level.  

Eric Mauz - Owner & Sr. Funding Strategist @MB Capital Solutions

Eric Mauz graduated from Drexel University in 2003 with a Bachelor's of Science in Electrical Engineering. Eric began his career managing capital projects as a Project Engineer for DuPont. In 2009, Eric founded MB Capital Solutions where he works with individuals, business owners and real estate investors who are looking to gain access to capital for business opportunities or to have working capital. As a funding strategist, Eric uses his background and expertise to help his clients succeed in a complicated financial world, saving them both time and money. Eric is also an active real estate investor in the South Jersey community with 17+ years of experience and has a unique skill set to help position clients for optimal success.

Nick DiFederico - Lead Funding Strategist @MB Capital Solutions

Nick DiFederico began his entrepreneurial career in 2004 when he opened his own mortgage brokerage. In 2007, Nick founded his jewelry wholesaling business where he quickly became one of the premier buyers of precious metals in the tri-state area. In 2010, as a small business owner, Nick began working with MB Capital Solutions. The coaching and advising that he received made such an impact on him that he decided to join MB Capital Solutions as the Lead Funding Strategist. Nick uses his experience to help his clients understand the importance of credit and capital positioning so that they can continue to have long-term success.

            "Over the past thirty years, I have been able to capitalize on every type of market simply by tweaking my note buying strategies to accommodate market conditions.  In the last downturn, I increased my focus on the non-performing notes.  Then as non-performing notes tapered off, I found a sweet spot with performing notes as sellers wanted to cash out of the seller-carryback notes that they had been forced to create because banks had tightened their lending criteria.  So regardless of market trends, in one manner or another, notes have always proven to be an excellent investment vehicle, not to mention a great income generator.

 I must confess, however, that when I realized the entire country was shutting down due to COVID, I was a little freaked out.  What would happen if people couldn’t pay the mortgages that I held? Would note sellers still want to sell their notes and would investors still want to buy them?

            I immediately started going through my notes to calculate the effect of giving the borrowers a three to six month moratorium on payments, figuring that I would just tack the payments on to the end of the note.   I was happily surprised to discover that it barely affected my yield at all!    When you are buying notes at a discount rather than investing in private loans that are one hundred percent funded, it is much easier to absorb the restructuring of the note without a huge fluctuation in your return.

            Some people might have been worried about having to foreclose on their notes.  Not me!  My first preference would definitely be to do a workout, but even in a worst case scenario, if I had to foreclose, I already knew that based on my original buying criteria, I had plenty of equity to cover a foreclosure.  In fact, I might even wind up making a larger profit if I ended up getting the property.

            While I was waiting to see how this all played out, my phone started ringing and emails were coming in like crazy. Question answered!  When the quarantine hit, students and note sellers alike started calling me.  Note sellers needed cash more than ever before.  Even note sellers who had previously turned down my quote were calling back to see if I would still buy their note.  All of a sudden, I had a huge influx of note deals!

 Great!   So now, would investors still want to buy?  Absolutely!  Investors are flocking to notes because notes are secured by real estate and are much safer than the stock market and other investments over which they have no control.  In fact, so many new investors have moved into notes over the past year, that the demand has actually lowered the buy rate.  You might think that investors would be concerned over a drop in the housing market, but on a note deal, that risk can be mitigated simply by buying at a lower loan-to-value so that you have plenty of equity securing your investment.

  So, now I have notes to sell and investors to buy, but what about my students?  I have been working out of my home for most of my career, so I am living proof that  note buying is the perfect solution for anyone who prefers to make money from the safety of their own home.  Note Buying is a win/win all the way around—for the borrower, the note seller, the investor and my students.

But wait!   What happened to my own note investments?  Do you know that not one of my payors missed a payment---NOT ONE!  I was prepared to offer a moratorium and tack payments on to the end of the note, but it wasn’t even necessary.  I did have one rental that didn’t pay, but all of my mortgages paid within 10 days of the due date.  When people have a vested interest in their home, they make a much more concerted effort to make the monthly payment.  It’s just one more reason why I love doing notes.

The fact is that notes are great for any market, but they are absolutely PERFECT for this market.  Note sellers need cash and you can give it to them—without ever leaving the comfort and safety of your own home and without using any of your own cash or credit!"

Join us for 2-Day Notebuying training with the Notebuyer herself, Donna Bauer.  

Intro Day - Tuesday 10/11/2022 7pm-9pm est - Zoom Link below

Workshop Day - Saturday 10/14 9am-1pm est zoom link will be sent after Tuesday's Intro.

There is no charge for this exclusive training. 

There is limited seating, so pre-registration is a must! 

***You must be registered and attend Tuesday to attend on Saturday!